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Learn about loans

A loan is a form of financial aid that you have to repay over time. If you choose to take out loans, do your best to borrow only what you need to cover your education costs. We’ll help you navigate the landscape to keep you on the right financial footing.

How much debt can you afford?

Don’t borrow the maximum. Use the Net Price Calculator to estimate your need.

Federal Direct PLUS loans

Federal loans open to parents and graduate students that offer lower interest rates and more favorable terms.

Explore Federal Direct PLUS loans

Federal Direct Loans

Subsidized and unsubsidized loans available to undergraduate and graduate students.

View Federal Direct loans

Federal Nursing Loans

Federal Nursing Loans are available to students pursuing an associate, bachelor’s, or graduate degree in the IU School of Nursing.

See Federal Nursing loans

Health Professions Loans

Students working toward a D.D.S. or an M.D. may be eligible for a Health Professions Student Loan.

View Health Professions Loans

Private loans

Anyone can apply for a private student loan, but we recommend reviewing your options for a federal loan first.

Explore private loans

Short-term loans

You can apply for an interest-free, short-term loan of up to $750 if you meet certain criteria.

Explore short-term loans

IU Indianapolis

Office of Financial Aid & Scholarships

Campus Center, Room 250
420 University Blvd

Indianapolis, IN 46202